IVA's with a professional & honest service

Lower repayments

Lower monthly repayments.


From legal action from creditors.

Frozen interest

Frozen interest and charges.

Stop creditor calls

No more calls from your creditors.


Working hard to help our customers.

Here at vanguard we believe everyone is entitled to a certain standard of living. Each & everyone of our staff work hard everyday to help as many of our customers have the best possible solution to get debt free at an affordable rate.


As one of the largest Insolvency Practitioners in the UK we see it as our responsibility to lead by example & always treat our customers with a friendly and approachable manner.


A range of options if you're in financial hardship.

If you are in financial hardship there may be a range of options available to you. 


Combine your debt into an affordable monthly payment

An IVA combines your debt into one affordable monthly payment for a fixed period of time, typically five years, after which your obligation to your creditors has been fulfilled.


A lower repayment plan to pay your debts in full

You can normally agree a lower repayment plan however, you will have to pay your debts in full. Debt Management Plans are not legally binding and cannot guarantee that interest and charges will be frozen.


Apply for bankruptcy if you cannot pay back your debts

An option for sorting out your debt problems might be bankruptcy. You can apply for bankruptcy if you cannot pay back your debt. However, any high value assets may be at risk.


For those with minimal assets and lower debt levels

You will need an authorised debt adviser to help you make a debt relief order application. Your debts will be written off after one year assuming that the initial criteria continue to be met.


We’ve helped over 3000 people get their finances back on track.

3 steps

Take control of your finances. Help is just 3 simple steps away.


Our happy customers.

Very impressed so far helped me get my IVA approved helpful and reassuring its know you can have someone to help with all of the correspondence and any concerns you might have along the way would recommend.

Colin Rimmer

At a very stressful time in my life, I felt that the people at Vanguard were amazingly supportive. Every single person I ever spoke to on the phone was thoroughly helpful, knowledgable, organised, efficient.

Stuart Williams

The service was great, the staff where very help full in everything they did and kept me updated with everything they did and helped me to understand what was happening and what I had to do.

Kerrie-Lee Stevens


Find out the right choice for you.

Call us today to speak with one of our advisors who can help you understand your options and find out the right choice for you. We're here to help on 0800 019 8383 .

Opening times

Monday - Thursday: 8:00am - 6:00pm Friday: 8:00am - 5:30pm

Saturday: 9:00am - 2:00pm

Sunday: Closed

Vanguard Insolvency Practitioners Limited, Registered address National House, 80-82 Wellington Road North, Stockport, Cheshire SK4 1HW

Company Registered in England and Wales Number 09610770 - Data Protection ZA 131723

Peter Jackson is authorised to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association. Data protection registration number ZA103596

The Money Advice Service is a free service set up by the Government to help people make the most of their money. If you would like to learn more click here. The Insolvency Service, an independent government agency, has produced a guidance leaflet on dealing with your creditors. If you would like a copy, click here.

The Association of Business Recovery Professionals, known as R3, produce a booklet called “Is a Voluntary Arrangement Right for Me?”.  If you would like a copy, click here.

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