WHAT ARE YOUR OPTIONS?
If you are in financial hardship there may be a range of options available to you. Some details are set out below which will give you some insight into these options. You should always obtain professional advice before entering into any financial solution. Not all solutions may be available. Free advice is available at The Money Advice Service.
If you are struggling financially and need to work with your creditors, the following guide may help www.gov.uk/options-for-paying-off-your-debts. This guide is produced by The Insolvency Service, the government agency responsible for administering the insolvency system in England and Wales.
IF YOU LIVE IN ENGLAND, WALES OR NORTHERN IRELAND
IF YOU LIVE IN SCOTLAND
There are different options for you if you live in England, Wales or Northern Ireland. Below are a list of options for Scottish residents.
Scottish residents will be handled by Campbell Wallace Fraser.